Top 5 Common Misconceptions About Personal Injury Claims 

Jul 1, 2025

Top 5 Common Misconceptions About Personal Injury Claims 

Top 5 Common Misconceptions About Personal Injury Claims

Navigating the world of personal injury law can be daunting, especially if you or a loved one has been injured. At Mattingly, Simms, Robinson & McCain, PLLC (MSRM Law), we understand the complexities involved. It’s essential to clear up some common misconceptions about personal injury claims to help you make informed decisions. Here are the top five myths and the truths behind them.

1. All Personal Injury Claims Go to Court

Top 5 Common Misconceptions About Personal Injury Claims

One of the most prevalent misconceptions is that every personal injury claim must be resolved in court. In reality, the majority of personal injury cases are settled before trial. At MSRM Law, we strive to negotiate fair settlements with insurance companies that adequately compensate our clients for their injuries.

Settling out of court saves time, money, and the stress that comes with a trial. If you want to learn more about our settlement process, check out our Personal Injury page.

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2. You Can Handle a Personal Injury Claim Without an Attorney

Top 5 Common Misconceptions About Personal Injury Claims

Some people believe they can manage their personal injury claims without legal assistance. While it might seem straightforward, the legal process can be complicated, and insurance companies often employ tactics to minimize payouts. Having a knowledgeable attorney can make all the difference in your case.

At MSRM Law, our experienced attorneys work diligently to ensure you receive the compensation you deserve. From gathering evidence to negotiating with insurance companies, we handle everything so you can focus on recovery. If you’re curious about how we can help, visit our Ask Us a Question page.

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3. You Only Get Compensation for Medical Bills

Top 5 Common Misconceptions About Personal Injury Claims

Another common misconception is that you can only claim compensation for your medical expenses. While medical bills are a significant part of any personal injury claim, several other damages can be claimed.

These may include lost wages, pain and suffering, emotional distress, and future medical expenses. At MSRM Law, we help you understand all the potential damages you can claim, ensuring you get comprehensive compensation for your injuries. For more information on what damages can be claimed, refer to our Understanding Personal Injury Law article.

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4. You Can Only Claim for Physical Injuries

Top 5 Common Misconceptions About Personal Injury Claims

Many believe personal injury claims are limited to physical injuries. However, emotional and psychological injuries can also be grounds for a claim. If you’ve experienced anxiety, depression, or other emotional distress due to an accident, you may be eligible for compensation.

At MSRM Law, we recognize the importance of mental health in the aftermath of an injury. We work to ensure that all aspects of your suffering are taken into account. To read more about emotional distress claims, visit our Family Law page where we discuss related issues.

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5. You Have All the Time in the World to File a Claim

Top 5 Common Misconceptions About Personal Injury Claims

Many people think they can wait to file a personal injury claim until they feel ready. Unfortunately, this is a dangerous misconception. Each state has a statute of limitations for filing personal injury claims, which means you have a limited time to take legal action.

In Kentucky, the statute of limitations for personal injury claims is generally one year from the date of the accident. If you miss this deadline, you could lose your right to seek compensation. At MSRM Law, we encourage you to act promptly. For more details on deadlines, check out our Resources page.

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Conclusion

Top 5 Common Misconceptions About Personal Injury Claims

Understanding the realities of personal injury claims can empower you to take the right steps towards recovery. At Mattingly, Simms, Robinson & McCain, PLLC, we are committed to providing compassionate and knowledgeable legal assistance. If you or a loved one has been injured, don’t hesitate to reach out. Contact us at info@msrmlaw.com or call us at 859-336-3901 for a consultation.

By debunking these common misconceptions, we hope to provide clarity and encourage individuals to seek the justice they deserve. Remember, you don’t have to navigate this process alone—MSRM Law is here to help.

Top 5 Common Misconceptions About Personal Injury Claims